IMPACTING MEMBERS’ LIVES THROUGH OUR FINANCIAL PROGRAMS
KooPinoy SIDC Savings and Loans wanted to change the structure of its members finances especially if they are about to engage into business, because we believe that through our extended financial help, members can have lower-cost, more profitable businesses.
KooPinoy SIDC Savings and Loans provides financial inclusion and members’ easy access to financial services. Our framework considered members as financially included as they have access to affordable financial services that are tailored fit to their financial needs.
KooPinoy SIDC Savings and Loans Program Features
HIGH PATRONAGE REFUND
The cooperative way of sharing profits among members based on their interest paid for the year.
HIGH YIELD RETURN OF INTEREST
There is 1% interest rate on regular savings deposit. Likewise, Time deposits were ranging from 1% to 4.5% per annum. On a long term pooling of funds, we can provide a 5.5% interest per annum.
LOYALTY REWARD PROGRAM
Being a good member you will enjoy a discount on interest, an easy and hassle free processing and a higher appraised value on collateralized loan.
A cash assistance for the burial services of a member with a good standing record. (for regular members only)
Financial assistance given to deserving children of members with good standing.
Members-customers can attend free seminar in various schedules.
Get additional incentive based on paid interest in a year.
Save money and watch them grow with your preferred Savings product. With KooPinoy Savings, you are at ease because it is safe and secure.
- Regular Deposit
- Time Deposit
- myFuture Savings Fund
- Young Savers Club
KooPinoy extends loan to members with a competitive interest rate and we offer a wider ange of custom-made financial services.
- ECL Emergency Loan
- Member's Easy Emergency Loan
- Micro and Small Enterprise Loan
- Institutional Loan
- Agricultural Production Loan
- Cash Loan
- Vehicle Loan
- Appliance Loan
- Memorial Loan
- Special Loan
- SIDC Coop Pabahay Loan
- Construction Loan
- SIDC Expanded Credit Loan
Secure your future. Be Protected. Insured Now.
- Group Yearly Renewable
- Coop Loan Protection Plan
- Comprehensive Insurance
- Fire Insurance
- Coop Aksi Plan
- Student Group Accident Insurance
- Third Party Liability Insurance (TPL)
- Bills and Payment
4 Easy Steps on Becoming a Member at SIDC
Please check the below requirements and request your individal offer. We are happy to serve and send informations.
Attend Pre-Membership Education Seminar (PMES)
Accomplished SIDC Regular or Associate membership application form
Submit necessary requirements
You're now a Member and you can avail our services: Savings and Loans.