Build your future. Live for better life.
Here at KooPinoy, we offer a wide range of custom-made financial support and assistance to fulfill your financial requirements. Based in the City of Batangas, under the umbrella of Soro-Soro Ibaba Development Cooperative (SIDC) our main aspiration is to provide easy, hassle-free, customizeable loan service, where our members' needs are put first. We accept time deposit, regular savings deposits, and savings for young ones. In return, comparably high interest rates were offered to account holders, both regular and associate members. It also extends loans to members with a competitive interest rate. Not a fan of owing a money? Not a problem - Life is easier with us. Build your future. Live for better life.
Features of Koopinoy
TAX-EXEMPTED
All financial transactions are absolutely tax-free.
MEMBERSHIP-BASED
Your not just a customer but a co-owner.
INTERBRANCH TRANSACTIONS
can transact at any KooPinoy branches at no fees.
NO PRE-TERMINATION FEE
No fees collected to a borrower by paying out the balance before the loan matures.
NO HIDDEN CHARGES
All minimal fees are explained and disclosed before the loan application.
CHRISTMAS GIFT
Souvenir items for depositors and borrowers every December
DIMINISHING BALANCE
Interest is computed based on outstanding balance.
PATRONAGE REFUND
Portion of interest paid will be given to borrowers and fees paid on insurance products.
TRIP INCENTIVES
Annual incentive for top borrower with good account management and top 2 depositors.
HIGH INTEREST RATE ON DEPOSITS
No withholding tax dedcuted for the interest earned from your deposits.
ALLIED FINANCIALS SERVICES
You can load, pay your bills and transact both domestic and international remittance while waiting.
EASY AND CONVENIENT
We bring affordable financial services and technical assistance in every community.
Koopinoy Loan Calculator
Use the loan repayment calculator below to get an estimate of your monthly installments, total interest cost and total loan cost. To calculate, simply input the loan amount, loan term and the annual interest of the bank / lender you plan to get a loan from.
**Patronage Refund is not included in KooPinoy Calculator computation.
Sample Computation of Patronage Refund.
**Assumptions: The average patronage refund rate is 20% for 5 years.
Cash Loan Applied: 100,000, Loan Interest Payment: 8,309.97
(Total Interest Payment X 20% = Patronage Refund)
Php 8,309.97 x 20% = 1,661.99
Patronage Refund = 1,661.99
Unlock Koopinoy benefits with membership
HIGH PATRONAGE REFUND
HIGH YIELD RETURN OF INTEREST
LOYALTY REWARD PROGRAM
MORTUARY BENEFIT
